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Prepare Your Transition to Retirement

Prepare Your Transition to Retirement

Retirement planning is a topic that is often addressed in a strictly numerical context. A certain amount of assets must be accumulated and these assets are then turned into income that, hopefully, will last through the remainder of your lifetime. Sound familiar? While this can be a useful framework for conceptual purposes, it fails to […]

Maximize Your Benefits: Social Security Strategies

Maximize Your Benefits: Social Security Strategies

Social Security benefits provide the foundation that most Americans will rely on in retirement, and decisions related to the claiming of benefits can have a profound impact on retirement income and overall quality of life. Despite the heavy reliance on Social Security- it provides over 90% of the retirement income for one in three recipients-less […]

Avoid These 3 Mistakes in Long Term Care Planning

Avoid These 3 Mistakes in Long Term Care Planning

An unfortunate reality is that many people still have no retirement savings today. With 10,000 people supposedly retiring form work each day, the country is headed for a crisis if we do not try to fix this now. However, proactive planning is the way to go. Let’s take active measures in securing our future by identifying the […]

Should I Self Insure Or Buy Long Term Care

Should I Self Insure Or Buy Long Term Care

Self Insure vs. Long Term Care: What Is Best for You? Long term care insurance vs self-insuring is one of the issues that you may consider before retiring from work. While some individuals choose to buy a traditional long term care insurance policy, some might get more advantages out of self-insurance. Traditional Long Term Care Insurance vs Self-insuring Self-insurance refers […]

Longevity Health Tips for Executives

Longevity Health Tips for Executives

People are living longer than ever and want to be as healthy as possible to enjoy the journey to 100+. Recently, Dr. Bimal Ashar, in Better Medicine for All, a magazine from Healthnetwork Foundation, suggested these five health tips for executives, which apply to all of us: Sleep – Most common issue among executives is […]

Aging in Place With Style

Aging in Place With Style

Betty was adamant about her son not installing grab bars in her home or bathroom. “I’m not going to a nursing home and I don’t want my home to look like one,” she told her son. “You’re not putting those ugly railings in my house. No!” Her son Rob was pretty upset. His mother had […]

Make A Successful Mid-Life Career Change!

Make A Successful Mid-Life Career Change!

For some of us, there comes a day when we wonder if we are in the right career. We wake up each morning lacking energy and excitement about what we are doing. We begin to think, am I in the right place for me? Is it time to change careers? Do I know what I […]

Why Estate Planning Matters

Why Estate Planning Matters

When someone close to you passes away it can be the beginning of a long and arduous road to the settling of their estate.  An estate is everything a decedent owned during their lifetime. A settling of an estate through a Court is done either by Probate (decedent with a properly executed Last Will and […]

Reinvent Your Identity, Start Your Next Chapter Part II

Reinvent Your Identity, Start Your Next Chapter Part II

Transitioning or pivoting into a new career and lifestyle is intimidating. We are leaving the comfortable surroundings and routines we have had for many years and heading into uncharted territory. We all go through it, but we all have a unique way to approach or to avoid it as we make the move.  If we do not plan […]

Reinvent Your Identity and Start Your Next Chapter, Part I

Reinvent Your Identity and Start Your Next Chapter, Part I

As many of us consider retiring from our current job, we often dream of life beyond the walls of our office or work environment. We think about the endless games of golf or sitting on the beach sipping a drink and letting life pass us by as there are no demands or daily schedule to live […]

Elder Abuse: Be A Part of the Solution

Elder Abuse: Be A Part of the Solution

This article  was originally published by the American Geriatrics Society’s Health in Aging Foundation on their public education website HealthinAging.org.  Please visit HealthinAging.org for more information on health for older adults. The mistreatment of older adults is called elder abuse. It is more widespread than many of us realize. Although statistics suggest that one in […]

How to Help Someone with Alzheimer’s Cope with Loss

How to Help Someone with Alzheimer’s Cope with Loss

This article was originally published by the American Geriatrics Society’s Health in Aging Foundation on their public education website HealthinAging.org.  Please visit HealthinAging.org for more information on health for older adults. It’s hard enough to have to tell your mother or grandmother that her spouse has passed away. It’s another thing entirely when she has Alzheimer’s […]

Secure Retirement in Your 60s

Secure Retirement in Your 60s

How to Secure Your Retirement in Your 60s By the time you reach your 60s, retirement is within sight. You may have a better idea of where you want to live when you stop working full-time, and what kind of lifestyle you will enjoy. On the other hand, your finances may not be in as […]

Rocking Our Views On Aging

Rocking Our Views On Aging

From childhood on, we’re barraged by messages that it’s sad to be old. That wrinkles are embarrassing, and old people useless. Author and activist Ashton Applewhite believed them too—until she realized where this prejudice comes from and the damage it does. Lively, funny, and deeply researched, This Chair Rocks traces Applewhite’s journey from apprehensive boomer […]

Hectic Life? Use These Yoga Poses To Slow Down

Hectic Life? Use These Yoga Poses To Slow Down

(Picture above is Janice Lennard, 74. Janice has been involved with ballet, yoga, and pilates through study, practice, and instruction for over 65 years.) If you feel stress, anxiety, panic, fear or sadness or even if you just want a calming exercise, yoga is here to help you. The practice is open and available to everyone […]

Get Back Out There And Start Dating!

Get Back Out There And Start Dating!

What are you waiting for? I understand that you worry about how and where to meet someone new. And once you do meet someone, you fear how your family and children will react to a new partner, and how you can avoid repeating the same mistakes from your last relationship or previous marriage. These beliefs, […]

Travel With Your Grandkids!

Travel With Your Grandkids!

“I made a promise to show them the world.” That was the vow that Pat Zelkowitz made to her granddaughters. She had developed a special bond with her two granddaughters throughout the years and wanted to share the wonders of travel with them. Luckily, grandparents today have more disposable income, freedom to roam, and robust […]

Do I Need A Medicare Supplement Plan?

Do I Need A Medicare Supplement Plan?

Having a Medicare Plan is a surefire way to enter your retirement years. Yet, and depending on your circumstances, a Medicare Insurance Policy may not be enough to provide a strong safety net when it comes to managing your finances. Primarily because of the “gaps” (out-of-pocket health care costs, such as coinsurance charges, co-payments, and deductibles) […]

How To Move On After Divorce

How To Move On After Divorce

Divorce! It’s the one thing you probably never anticipated at this point in life. No-one walks down the aisle expecting to get divorced 20, 30 or 40 years later. However, while divorce rates in general have stabilized, the number of us aged over 50 getting a divorce (dubbed “gray divorce”) has almost doubled since the […]

Pet Love For Older Adults

Pet Love For Older Adults

I have one 70-year old friend who takes her dog to the local dog park daily. Sometimes her husband accompanies her, but more often than not, it’s just her and her dog. She has been going to the same dog park for six years now and she is part of a strong community that has […]

Plan For Your Next Life Stage

Plan For Your Next Life Stage

Heraclitus, an ancient Greek philosopher, once said that “Change is the only constant in life”. Centuries have passed, and the statement is as true today as it was then. The question is: are we using this period of change for growth? Studies report that the most significant causes of stress include deaths of parents and […]

Avoid Long Term Care Insurance Risks

Avoid Long Term Care Insurance Risks

Is it long term care worth it? We all know that the long term care expenses are too expensive to fund out of pocket; many have had to drain their savings to cover just a portion of the care that they need. On top of that, family members have been pushed to carry the burden […]

Stretches to Ease Chronic Pain

Stretches to Ease Chronic Pain

When you’re dealing with pain on a regular basis, it can be easy to think your discomfort will never go away. And that’s, in part, because your brain and body are already stuck in a faulty pain-signaling loop. The brain can continue to receive pain messages long after the major damage has been healed, says […]

Is Long-Term Care Insurance Worth It?

Is Long-Term Care Insurance Worth It?

First, let us answer one question: who are the adults aging solo? The dream for many in this generation was to land a job, establish a career, buy a house and a car, get married, and then have children. However, 25 million Americans or one-third of the aging population are marching to the beat of […]

Tools For Sharing Medical Information

So, you’ve decided to share your medical information with your family. The reasons may vary, from helping you keep track of important details such as appointments, medications, etc. to taking care of logistical paperwork.Whatever the reason may be, we can all agree that some of the most sensitive information tends to be found in medical […]

Take The Leap: Travel Solo and Prosper

Take The Leap: Travel Solo and Prosper

Healing With Travel Peggy Johnston’s husband died unexpectedly in 2007, just two months after her retirement. She was thrust into the biggest transition period of her life, but she didn’t lock the door and throw away the key. Peggy saw this as an opportunity to begin a new journey — on her own. “After my […]

Who Are You Calling “OLD”?

We must begin a different conversation about getting old. The word “old” is associated with words like elderly, frail, over-the-hill, and decrepit – all incorrect terms for people who are still leading full and meaningful lives. Ask a millennial if they think their 55 year-old parents are “old”. Now ask the same 55 year-old if […]

Men, Weight Gain and Metabolism: Part 2

Men, Weight Gain and Metabolism: Part 2

Calling all men! Are you wondering why, as you age, you develop a “potbelly”? Believe it or not, men go through a male-version of menopause called andropause which is often a contributing factor for weight gain and belly fat. During andropause, testosterone decreases and the stress hormone, cortisol, increases. Symptoms may include hot flashes, muscle […]

ROBS: A Different Way to Start Your Retirement Business

ROBS: A Different Way to Start Your Retirement Business

After spending years of your life having to answer to someone else, it is only natural to want to be your own boss. You’ve decided that you’re intrigued by the prospect of potentially opening your own business within the next few years. Whether it is a small bistro in your neighborhood or a startup that […]

Milestone Birthday Vacation Ideas

Milestone Birthday Vacation Ideas

In eighth grade, I always heard my math professor repeat this seemingly profound expression to all of his students: “Youth is wasted on the young.” Back then, I dismissed it as yet another piece of “elderly wisdom” that I would hearken back to when I reached his age. But now, I’m starting to think he […]

Deciding If a QLAC is Right for You

Deciding If a QLAC is Right for You

As life expectancies lengthen and many retirements grow to 30 years or longer, more and more Americans are deciding to supplement traditional retirement savings, such as individual retirement accounts, 401(k)s, pensions and Social Security. They’re looking for other simple, guaranteed income sources, and qualified longevity annuity contracts can help. When you buy a QLAC, you commit money now in […]

Women, Weight Gain and Metabolism

Women, Weight Gain and Metabolism

I hear it all the time and often with an exasperated tone. How can I get rid of “this”? The “this” being reflective of an expanding waist line resulting in a 5, 10, or even 15 pound weight gain! Mysterious? Unexplainable? In short, no. As women age, there are subtle and later more dramatic hormonal […]

Is It Alzheimer’s or Just a Senior Moment?

Is It Alzheimer’s or Just a Senior Moment?

Everyone forgets things now and then.  Have you ever wondered why you opened the refrigerator?  Or where you put your car keys?  You aren’t alone. But if you (or a loved one) are over 50, you probably know that moment of panic — wondering whether this memory lapse just might be the first signs of […]

Overcoming Language Barriers When Traveling

Overcoming Language Barriers When Traveling

When you travel to another language speaking country, the most difficult part might be the language barrier that prevents you from fully engaging in another countries culture. Communication is key when you’re in a different environment. Whether you’re asking for directions or learning about the locals, here are some tips to help you prepare for […]

Crossing Off Your Bucket List Doesn’t Stop at 100

Crossing Off Your Bucket List Doesn’t Stop at 100

“I’m too old for that” is not an excuse. At least it’s not for Al Blaschke, from Texas, and Glenn Quillin from Illinois, both whom skydived on their 100th birthday. These age defying centenarians are proof that age is not a limitation-the only limitation that is holding you back is yourself. So, why are these […]

Making Sense of Roth IRA Conversions

Making Sense of Roth IRA Conversions

Credit source for photo: http://www.investmentzen.com/image-gallery The Roth IRA has become a popular planning tool since it was established by the Taxpayer Relief Act of 1997. Originally envisioned as a way for Americans of more modest means to efficiently transfer wealth to the next generation, the Roth IRA offers a number of potential advantages over a Traditional […]

How Cuddling Can Help You Live Longer

How Cuddling Can Help You Live Longer

Relationships change with age and as you get older, you may feel increasingly isolated. Incorporating human touch through cuddling can help you live a longer, healthier life. In the United States, one third of people ages 65 and up live alone. If you live by yourself, you may be missing out on all the hugging, […]

Forced Retirement Is a Growth Opportunity

Forced Retirement Is a Growth Opportunity

Forced or involuntary retirement—or the possibility that you may be forced to exit the workforce sooner than you wanted—is a more common problem than you may think. How prepared are you? Some 46% of retirees polled for the Employee Benefit Research Institute’s 2016 Retirement Confidence Survey said they left their jobs before they’d planned, usually because […]

Exercises to Ease Arthritis Pain

Exercises to Ease Arthritis Pain

Why exercise is crucial to ease arthritis pain Exercise is crucial for people with arthritis. It increases strength and flexibility, reduces joint pain, and helps combat fatigue. Of course, when stiff and painful joints are already bogging you down, the thought of walking around the block or swimming a few laps might seem overwhelming. But you […]

For Midwife, 71, Delivering Babies Never Gets Old

For Midwife, 71, Delivering Babies Never Gets Old

Sometimes you can’t retire even if you want to. For Dian Sparling, a certified nurse midwife in Fort Collins, Colo., there’s no one to take over her practice. But at 71, she’s finding that staying up all night delivering babies is harder than it used to be. Sparling founded an obstetrics and gynecology practice called […]

Tech Tool Aims to Manage Your Health

Tech Tool Aims to Manage Your Health

Aging 2.0 may not sound like the hippest start-up in San Francisco, but it’s part of an industry worth $2 billion and growing fast — technology to help older adults. Katy Fike, 35, is the company’s co-founder. She’s devoted to making sure that older adults who are supposed to use the products are involved in […]

At 85, ‘Old-School’ Politician Shows No Signs Of Quitting

At 85, ‘Old-School’ Politician Shows No Signs Of Quitting

Politics is one field that has long been associated with people working into their later years — sometimes even into their 80s or 90s. And at 85, state Sen. Fred Risser of Wisconsin, the longest-serving state lawmaker in the country, shows no signs of slowing down. Risser has been representing the city of Madison in […]

Drop-In Chefs Help Seniors Stay In Their Own Homes

Drop-In Chefs Help Seniors Stay In Their Own Homes

A healthy diet is good for everyone. But as people get older, cooking nutritious food can become difficult and sometimes physically impossible. A pot of soup can be too heavy to lift. And there’s all that time standing on your feet. It’s one of the reasons that people move into assisted living facilities. But a […]

Communities Seek to Be Age Friendly

Communities Seek to Be Age Friendly

Like many couples, Catherine Berger and husband raised their children in a suburban single-family house—in a subdivision an hour from downtown Atlanta. But after the kids left home and her husband died, she says, “there was nothing in the community for me.” Fourteen years ago, Berger, 73, moved into a townhouse in Inman Park, an […]

Speed Dating Isn’t Just for Young People

Speed Dating  Isn’t Just for Young People

The idea of speed dating for people over 70 can evoke laughs from anyone who’s younger, along with reactions from “how cute” to “how silly” to “how gross.” And while the documentary The Age of Love does have plenty of ha-ha moments, most of the time its subjects are reflecting on a need for intimacy […]

Never Too Late To Learn An Instrument

Never Too Late To Learn An Instrument

Based on: The Vintage Years: Finding Your Inner Artist (Writer, Musician, Visual Artist) After Sixty by Francine Toder, Ph.D. © 2013 As a graduate student studying the aging brain many decades ago, I learned enough neuroscience to fill scarcely more than a couple of handwritten notebook pages.  Common knowledge and scientific acumen in those years […]

For One Senior, Working Past Retirement Age Is A Workout

For One Senior, Working Past Retirement Age Is A Workout

Retirement isn’t what it used to be, or even when it used to be. Since the late 1970s, the percentage of Americans over 65 who are still working has doubled. Sometimes these people are working because they need the money. But increasingly, people are staying in the workforce into their later years because they’re living […]

Rethinking Retirement Age

Rethinking Retirement Age

The age at which we retire has traditionally been linked to cultural norms and external factors such as the availability of a company pension, health care and Social Security retirement benefits. Pensions were designed to incentivize long-service with a single employer while also establishing formulas that would provide reliable incentives for employees to eventually retire. […]

Our Assumptions About Older Workers Are Wrong

Our Assumptions About Older Workers Are Wrong

It is almost second nature to create stereotypes of people based on age. If someone is in their twenties then they must be technologically adept, obsessed with keeping fit, prepared to change jobs frequently whilst obviously searching for meaningful work. Those in their sixties and seventies must be less interested in work and are probably exhausted and […]

Find Support for Your Retirement Transition

Find Support for Your Retirement Transition

Take a moment to reflect back on a few of the major transitions in your life. These are events like graduating from college, getting married or having your first child. Now, think about the different ingredients that were in place to help you get through those times. Here’s the question: What was the single most […]

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