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Is the ‘Coast Retirement Savings Strategy’ Right For You?

Is the ‘Coast Retirement Savings Strategy’ Right For You?

Saving for retirement can be a lot simpler than most people make it seem. As long as you begin saving at an early age as well as staying committed and focused to a specific plan, you should be on track to coast into early retirement. The big question that many people who want to retire […]

Living past 100 with Vitality

Living past 100 with Vitality

Have you ever thought about why people that live in blue zones typically live longer than everyone else on Earth? There are currently five blue zones that exist, and in each of these places people living to 90 or even 100 years is common. And they aren’t only living longer either, they are also living […]

The Value of a “Mini Retirement”

For some people, early retirement just isn’t feasible. Whether it’s not having enough saved up or not being ready to end your career, some people prefer mini-retirements rather than retiring early. A mini retirement is  a series of meaningful respites throughout your life in which you take a break from your career, rather than taking one final […]

Prevent, Treat and Diagnosing Parkinson’s disease

Parkinson’s is a progressive disease of the central nervous system, and it is caused by a decrease of cells in the area of the brain that produces dopamine. People are usually diagnosed with Parkinson’s in their early 60s, but if you are diagnosed before reaching 50, you are said to have early onset Parkinson’s. Researchers […]

Best States to Retire in the U.S.

When you’re deciding where you want to retire, you should focus on locations depending on what you value. It’s important to consider three main aspects: affordability, quality of life, and health care. On a global scale, the United States is 24th on the list of the best countries for retirement. However, the U.S. is very large […]

Winging Retirement Won’t Work

Winging Retirement Won’t Work

  Planning for retirement is not easy and because of its complexity, you may be putting it off for the future. It’s a mistake many people make which can often lead to an unpleasant retirement. Of course, it’s best to plan early, but no matter your age, it’s best to plan now than to hold […]

401K Series: Best Ways to Maximize Your 401(k)

One of the most valuable employee benefits available is having access to a retirement plan that is linked with your company. The 54 percent of employees in the United States that have these plans are able to save for retirement in an account that grows tax-deferred until retirement. This alone is a huge advantage along […]

Pros and Cons of Using a Robo-Advisor

  As modern technology grows, more and more people are being forced to become tech-savvy. Now more than ever we are browsing the web, making online purchases, and using social media platforms on a daily basis. But what about retirement planning? Is there a way for you to invest your savings “safely” without seeking the […]

Study Abroad Programs for Adult Learners

Study Abroad Programs for Adult Learners

Thomas Park was a world traveler. He’d been to many countries on his own, through work and with groups. In 2016, he decided to travel to Paris for a month to submerge himself in French language, culture and life. “In order to improve my French, I knew I needed to immerse myself,” says Tom. “It’s […]

You Saved for Retirement. Now, Enjoy it!

You Saved for Retirement. Now, Enjoy it!

There is a century-old proverb that goes something like this: old habits die hard. Once we develop a habit and perform it consistently, it becomes second nature to us. What if you reached a point in your life where that habit was starting to impact you negatively? Do you think you could give it up […]

Medications That Puts You At Risk For Dementia

Medications That Puts You At Risk For Dementia

If you take medication to treat conditions such as urinary incontinence, insomnia, asthma, allergies or depression, you might be at risk for dementia. Anticholinergic (AC) medication is not limited to over the counter drugs but also in popular prescription medicine such as tricyclic antidepressants like doxepin (Sinequan), anti histamines like chlorpheniramine (Chlor-trimeton) & diphenhydramine (Benadryl) […]

Volunteer Vacations: Travel with Purpose

Volunteer Vacations: Travel with Purpose

As we age, we are told that we should make use of these “golden years” as best we can, and spend as much time as possible traveling and experiencing new parts of the world. However, data shows that more than two thirds of Americans are out of the full-time workforce by age 66 so traveling just to […]

Connecting Older Adults Around the World

Connecting Older Adults Around the World

As we get older, they say those are our “golden years.” It’s is the time to travel and explore the world; to take up a new hobby. But for some, the golden years don’t seem so golden when they have to face it alone. However, a new startup is looking to tackle social isolation while […]

Top 5 European travel destinations

Top 5 European travel destinations

Europe is a trove of luscious landscapes just waiting to be explored. Despite being the world’s second smallest continent, it packs in more than its fair share of stunning scenery. Here are five must-visit destinations… 1. Hill Walking in Slovenia Slovenia’s verdant hills provide the perfect backdrop to an active holiday in Europe. Grab your […]

Should You Delay Retirement?

Should You Delay Retirement?

Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons: Longevity and the lack of retirement savings. As many of you are aware of by now, turning 65 years old opens us to a great deal of uncertainty. Many are living longer lives than they initially anticipated and […]

You Don’t Have To Be Lonely

You Don’t Have To Be Lonely

As we age, the changing physical and mental health and challenging life events like the loss of loved ones and retirement increase the risk for isolation. Research shows that prolonged isolation can have a negative effect on older adults and is a risk with significant consequences. According to the new AARP Foundation website Connect2AffectOpens a New […]

Why You Need to Have a Will

Why You Need to Have a Will

Why do I need a will?  In fact, more than 50% of Americans do not have a will, according to a 2012 Rocket Law survey, putting their families, assets, and legacies at risk. Here are 3 reasons to be prepared: 1. Protect your assets.  When someone dies without a will, they die intestate.  If you die intestate, […]

Worried About Identity Loss When Retiring?

Worried About Identity Loss When Retiring?

Decade after decade, you have been known by your profession – Doctor, Lawyer, Teacher, Electrician, or whatever. We all identify with the career we work in – it is part of our DNA. What we have done has defined us – like it or not! When we retire, there are so many life changes that […]

5 Key Things for Financial Stability

5 Key Things for Financial Stability

Happy New Year!  New Year = New Resolutions = New Opportunities.  So let’s kickoff the new year on the right foot and focus on getting our financial lives in order. Here are 5 key things to put your financial house in order: 1. Take stock of what you have.   Organize your financial life.  Most people, and […]

Building Relationships with Adult Children

Building Relationships with Adult Children

This article was written by Andrea Brandt It’s a universal truth that we take things for granted, especially when we’re young. Even though we know that it’s not logical, a part of us believes our parents or mentors will always be there when we need them. And we can’t wrap our mind around the idea […]

5 Questions to Ask When Choosing a Financial Advisor

5 Questions to Ask When Choosing a Financial Advisor

Choosing an advisor – or a team of advisors – is an important first step on your way to financial health.  Just as with choosing any long-term partner, communication is key.  Here are 5 questions to ask when meeting with potential financial advisors to get a better understanding of whether s/he is the right fit. […]

Best Travel Destinations for Singles Over 50

Best Travel Destinations for Singles Over 50

Are you single, over 50, and not sure where to travel this year? Don’t worry. We’re here to help! Summer is in the air, and there is no better time to travel than right now! However, if you’re single and over 50, traveling by yourself may seem daunting. If Cancun was the go-to destination when […]

5 Tips to Slow Down Cognitive Decline

5 Tips to Slow Down Cognitive Decline

Now, we know you’ve probably heard plenty of times how important it is to keep a healthy brain as you age. There’s always the typical solutions – drink coffee, exercise, meditate, eat more Omega-3s, take the right medications. While those are all important to bear in mind, what you may not know is there are plenty […]

Finding the Right Travel Companion

Finding the Right Travel Companion

The Galapagos, Paris, Hong Kong, Alaska – there are so many places around the globe just calling our names. Nothing beats the sense of freedom and adventure you get from arriving in a new state or country and exploring all it has to offer. Traveling expands our knowledge and understanding of all the cultures that […]

The Basics of Long Term Care: Part I

The Basics of Long Term Care: Part I

Long-term care 101: What is it? Why plan for it? Who pays for it? Important recent changes. What is Long-Term Care? Long-term care is a form of healthcare that assists patients in carrying out necessary activities of daily living; among other activities, this includes bathing, dressing, transferring to a toilet, and eating. Additionally, long-term care assists […]

5 Travel Apps That Helps You Save Money

5 Travel Apps That Helps You Save Money

Looking to travel this year, but do not want to break the bank? Do you like endless deals and savings? Is the word ‘FREE’ one of your favorite words of all time? If you found yourself saying, “Yes! Yes! Yes!” you have come to the right place! I believe it was John Steinbeck that once […]

5 Ways To Avoid Loneliness During The Holidays

5 Ways To Avoid Loneliness During The Holidays

Loneliness comes in all forms at all ages. You can be healthy and independent but still feel lonely because of things you can’t control – especially during the hectic holiday season. Maybe your family is visiting the in-laws for the holidays, your spouse is away for work unexpectedly, your grandchildren are too far away, or your partner passed […]

Prepare Your Transition to Retirement

Prepare Your Transition to Retirement

Retirement planning is a topic that is often addressed in a strictly numerical context. A certain amount of assets must be accumulated and these assets are then turned into income that, hopefully, will last through the remainder of your lifetime. Sound familiar? While this can be a useful framework for conceptual purposes, it fails to […]

Avoid These 3 Mistakes in Long Term Care Planning

Avoid These 3 Mistakes in Long Term Care Planning

An unfortunate reality is that many people still have no retirement savings today. With 10,000 people supposedly retiring form work each day, the country is headed for a crisis if we do not try to fix this now. However, proactive planning is the way to go. Let’s take active measures in securing our future by identifying the […]

Should I Self Insure Or Buy Long Term Care

Should I Self Insure Or Buy Long Term Care

Self Insure vs. Long Term Care: What Is Best for You? Long term care insurance vs self-insuring is one of the issues that you may consider before retiring from work. While some individuals choose to buy a traditional long term care insurance policy, some might get more advantages out of self-insurance. Traditional Long Term Care Insurance vs Self-insuring Self-insurance refers […]

Longevity Health Tips for Executives

Longevity Health Tips for Executives

People are living longer than ever and want to be as healthy as possible to enjoy the journey to 100+. Recently, Dr. Bimal Ashar, in Better Medicine for All, a magazine from Healthnetwork Foundation, suggested these five health tips for executives, which apply to all of us: Sleep – Most common issue among executives is […]

Aging in Place With Style

Aging in Place With Style

Betty was adamant about her son not installing grab bars in her home or bathroom. “I’m not going to a nursing home and I don’t want my home to look like one,” she told her son. “You’re not putting those ugly railings in my house. No!” Her son Rob was pretty upset. His mother had […]

Make A Successful Mid-Life Career Change!

Make A Successful Mid-Life Career Change!

For some of us, there comes a day when we wonder if we are in the right career. We wake up each morning lacking energy and excitement about what we are doing. We begin to think, am I in the right place for me? Is it time to change careers? Do I know what I […]

Why Estate Planning Matters

Why Estate Planning Matters

When someone close to you passes away it can be the beginning of a long and arduous road to the settling of their estate.  An estate is everything a decedent owned during their lifetime. A settling of an estate through a Court is done either by Probate (decedent with a properly executed Last Will and […]

Reinvent Your Identity, Start Your Next Chapter Part II

Reinvent Your Identity, Start Your Next Chapter Part II

Transitioning or pivoting into a new career and lifestyle is intimidating. We are leaving the comfortable surroundings and routines we have had for many years and heading into uncharted territory. We all go through it, but we all have a unique way to approach or to avoid it as we make the move.  If we do not plan […]

Reinvent Your Identity and Start Your Next Chapter, Part I

Reinvent Your Identity and Start Your Next Chapter, Part I

As many of us consider retiring from our current job, we often dream of life beyond the walls of our office or work environment. We think about the endless games of golf or sitting on the beach sipping a drink and letting life pass us by as there are no demands or daily schedule to live […]

Elder Abuse: Be A Part of the Solution

Elder Abuse: Be A Part of the Solution

This article  was originally published by the American Geriatrics Society’s Health in Aging Foundation on their public education website HealthinAging.org.  Please visit HealthinAging.org for more information on health for older adults. The mistreatment of older adults is called elder abuse. It is more widespread than many of us realize. Although statistics suggest that one in […]

How to Help Someone with Alzheimer’s Cope with Loss

How to Help Someone with Alzheimer’s Cope with Loss

This article was originally published by the American Geriatrics Society’s Health in Aging Foundation on their public education website HealthinAging.org.  Please visit HealthinAging.org for more information on health for older adults. It’s hard enough to have to tell your mother or grandmother that her spouse has passed away. It’s another thing entirely when she has Alzheimer’s […]

Secure Retirement in Your 60s

Secure Retirement in Your 60s

How to Secure Your Retirement in Your 60s By the time you reach your 60s, retirement is within sight. You may have a better idea of where you want to live when you stop working full-time, and what kind of lifestyle you will enjoy. On the other hand, your finances may not be in as […]

Rocking Our Views On Aging

Rocking Our Views On Aging

From childhood on, we’re barraged by messages that it’s sad to be old. That wrinkles are embarrassing, and old people useless. Author and activist Ashton Applewhite believed them too—until she realized where this prejudice comes from and the damage it does. Lively, funny, and deeply researched, This Chair Rocks traces Applewhite’s journey from apprehensive boomer […]

Hectic Life? Use These Yoga Poses To Slow Down

Hectic Life? Use These Yoga Poses To Slow Down

(Picture above is Janice Lennard, 74. Janice has been involved with ballet, yoga, and pilates through study, practice, and instruction for over 65 years.) If you feel stress, anxiety, panic, fear or sadness or even if you just want a calming exercise, yoga is here to help you. The practice is open and available to everyone […]

Get Back Out There And Start Dating!

Get Back Out There And Start Dating!

What are you waiting for? I understand that you worry about how and where to meet someone new. And once you do meet someone, you fear how your family and children will react to a new partner, and how you can avoid repeating the same mistakes from your last relationship or previous marriage. These beliefs, […]

Travel With Your Grandkids!

Travel With Your Grandkids!

“I made a promise to show them the world.” That was the vow that Pat Zelkowitz made to her granddaughters. She had developed a special bond with her two granddaughters throughout the years and wanted to share the wonders of travel with them. Luckily, grandparents today have more disposable income, freedom to roam, and robust […]

Do I Need A Medicare Supplement Plan?

Do I Need A Medicare Supplement Plan?

Having a Medicare Plan is a surefire way to enter your retirement years. Yet, and depending on your circumstances, a Medicare Insurance Policy may not be enough to provide a strong safety net when it comes to managing your finances. Primarily because of the “gaps” (out-of-pocket health care costs, such as coinsurance charges, co-payments, and deductibles) […]

How To Move On After Divorce

How To Move On After Divorce

Divorce! It’s the one thing you probably never anticipated at this point in life. No-one walks down the aisle expecting to get divorced 20, 30 or 40 years later. However, while divorce rates in general have stabilized, the number of us aged over 50 getting a divorce (dubbed “gray divorce”) has almost doubled since the […]

Pet Love For Older Adults

Pet Love For Older Adults

I have one 70-year old friend who takes her dog to the local dog park daily. Sometimes her husband accompanies her, but more often than not, it’s just her and her dog. She has been going to the same dog park for six years now and she is part of a strong community that has […]

Plan For Your Next Life Stage

Plan For Your Next Life Stage

Heraclitus, an ancient Greek philosopher, once said that “Change is the only constant in life”. Centuries have passed, and the statement is as true today as it was then. The question is: are we using this period of change for growth? Studies report that the most significant causes of stress include deaths of parents and […]

Avoid Long Term Care Insurance Risks

Avoid Long Term Care Insurance Risks

Is it long term care worth it? We all know that the long term care expenses are too expensive to fund out of pocket; many have had to drain their savings to cover just a portion of the care that they need. On top of that, family members have been pushed to carry the burden […]

Stretches to Ease Chronic Pain

Stretches to Ease Chronic Pain

When you’re dealing with pain on a regular basis, it can be easy to think your discomfort will never go away. And that’s, in part, because your brain and body are already stuck in a faulty pain-signaling loop. The brain can continue to receive pain messages long after the major damage has been healed, says […]

Is Long-Term Care Insurance Worth It?

Is Long-Term Care Insurance Worth It?

First, let us answer one question: who are the adults aging solo? The dream for many in this generation was to land a job, establish a career, buy a house and a car, get married, and then have children. However, 25 million Americans or one-third of the aging population are marching to the beat of […]

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