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20 Lessons from 100 Year-Olds

20 Lessons from 100 Year-Olds

All of us have dreamed, or at least wondered, about living to the ripe old age of a 100. Even those of us who find that age to perhaps be “a bit too old” have much to learn from the experience of those who have spent a century on this planet. Here are just a […]

Teach Them While They’re Young

Teach Them While They’re Young

Are you a parent that’s worried about sending your child out into the real world? You should be. According to the often-cited PISA 2015 Financial Literacy assessment, about 1 in 5 children in the U.S. don’t meet baseline levels for financial literacy proficiency. This can include creating and following a budget, finding affordable housing, or paying off […]

Choosing the Right Place to Move

Choosing the Right Place to Move

Deciding where to retire can be one of the most important decisions you will make in your later life. It involves a number of choices, all leading up to one major decision. Some ideas to consider include not only where you will live, but also what you can afford, the type of community in which […]

Create Your Own Financial Plan

Create Your Own Financial Plan

  When it comes to setting and accomplishing your financial goals, no two plans are the same. Financial planning is never one-size-fits-all. You want to be sure that your personal and professional goals are aligned and secure enough to persevere long-term, but also still flexible enough to readjust as your needs change in the future. […]

Starting a Business at the Comfort of Your Home

Starting a Business at the Comfort of Your Home

One of the biggest benefits of the internet that people tend to overlook is its ability to create income opportunities. These opportunities have made working from home not only easier, but also much more affordable. This isn’t to say that internet based income doesn’t require work. Instead it provides a variety of opportunities and tools […]

Be Your Own Boss

Be Your Own Boss

  Are you a retiree  looking to buy a business franchise? Nowadays, retirees are healthy enough to take on the challenges of running a business. The benefits that the average person makes after retirement can help fund a franchise. Owning your own franchise could be a great option due to increased life expectancy, elimination of […]

For Better or Worse…

For Better or Worse…

While many people view retirement as a time to relax and not have to worry about getting up every morning to go to work, it is also a period of change and adjustment. If you’re married some of the biggest changes will occur within the context of the relationship with your spouse. In fact, some […]

Eat Right, Look Younger

Eat Right, Look Younger

If you tend to stress out about aging and want to look as young as possible, one key thing that you should focus on is eating right. It’s as simple as that! There are certain foods that help erase wrinkles and cause people to younger. Here is a list of certain foods that you should […]

Saving Your Eyesight

Saving Your Eyesight

The number of aging Americans with significant age-related vision loss is expected to double by 2030, according to the American Foundation for the Blind. Studies show that a majority of people that are legally blind (having a visual acuity of 20/200 or less, or a visual filed that is limited to 20 degrees or less) […]

Save Now, Reward Yourself Later

It’s easy to understand why saving for retirement isn’t a priority of yours when you’re in your 20s. You’re probably more concerned with paying off your student loans and beginning your new career. However, being young gives you a huge advantage if you want to start building wealth for retirement. The earlier you invest money […]

Is Your Mattress Ruining Your Sleep?

I’ve done a lot of reading on this particular issue and found that there’s not much that separates these two amazing mattresses. Here, you can’t say that one mattress will help seniors sleep better than the other. However, I’ve come across evidence showing that older adults will choose either memory foam or innerspring mattresses depending […]

401K Series: Take Advantage of Your 401(k)

401K Series: Take Advantage of Your 401(k)

You’ve recently graduated and just landed a career. For many of you, 401(k)’s and other retirement planning terms is a bunch of jargon. Don’t worry, you didn’t have someone to guide you through the process and you’ve just begun. The earlier you start planning for your retirement, the more prepared you will be. Today, the […]

Norma Howard, 91, Wing Walks Across a Plane

Norma Howard, 91, is raising money for a Dementia Charity by wing-walking. “ In a Travel + Leisure article, “Howard is a retired physiotherapist and former pilot who is no stranger to death-defying stunts. At the age of 80, she swam the equivalent of the length of the English channel doing laps in a pool. […]

Navigating Life After Retirement

Navigating Life After Retirement

In 1959, at the age of 21, Mary Myers took a leap of faith and bought a way one ticket from her quiet suburban town in Michigan to the concrete jungle of New York City. With ambition brimming in her eyes , she aspired to become a top ranking journalist and work for a prestigious […]

How to Help Your Parents Adjust to a New Assisted Living Community

How to Help Your Parents Adjust to a New Assisted Living Community

As individuals age, many seek living arrangements that offer a safe, secure, stimulating environment but also one which provides for changes in mobility and health status. When it comes to making a decision about an assisted living community for a loved one, making a well-informed and timely decision is essential. Let’s face it, handing over the […]

Tips on Travelling with an Older Adult

Tips on Travelling with an Older Adult

Traveling can be one of the most exciting experiences of our lifetimes whether the goal is to see the world or to visit long-distance friends, family, grandchildren or a childhood home. You may find as a caregiver that you need to hit the road for a personal or medical reason. Whatever the reason, if you are planning to […]

Don’t Miss These Critical Pieces of An Estate Plan

Don’t Miss These Critical Pieces of An Estate Plan

So you’re getting older, maybe recently married, or are starting a family.  Perhaps a loved one passed away or you recently got divorced.  Or maybe you just want to get things in order. As an individual or a couple, you must ask yourself, “When do I need a will?”  or “Do I even need a […]

Get Paid To Be a Family Caregiver

Get Paid To Be a Family Caregiver

The number one question caregivers always ask is this, “how to get paid for being a family caregiver?” Caregiving for a family member is done out of love, and there is no monetary compensation attached to it. Since this is mostly the case, taking care of a loved one can be burdensome especially in the […]

Aging Without Children to Care for You?

Aging Without Children to Care for You?

Are you one of those baby boomers who will eventually become elder orphans? These are people who don’t have spouses, adult children or companion they can rely on assistance, company and care especially in the latter part of their lives. In other words, they age in place alone. Are You an Elder Orphan? Here’s a table that […]

Care For Elderly Parents Without Draining Yourself

Care For Elderly Parents Without Draining Yourself

One of the most overlooked factors when planning for retirement is helping elderly parents financially. Most often than not, people are too consumed to meet their goals by saving enough for their future to have a comfortable retirement that they forget to check on their aging parents If your parents’ savings and assets are not enough for […]

Maximizing Social Security Retirement Benefits

Maximizing Social Security Retirement Benefits

The importance of Social Security cannot be overstated. The program provides approximately 60% of America’s seniors with half of their monthly retirement income, and for a third of recipients it comprises over 90% of their income. Despite this heavy reliance, less than 5% of seniors avail themselves to strategies designed to maximize their lifetime income […]

Mindful Aging: Embracing Your Life after 50

Mindful Aging: Embracing Your Life after 50

“There is no magical age at which we need to abandon our dreams and surrender our possibilities,” says renowned psychologist Dr. Andrea Brandt. So, as you think about growing older — which we all do, if we’re lucky — ask yourself: Am I really prepared to grow older? How can I make the most of what life […]

9 Steps to Make Friends for Shy Older Adults

9 Steps to Make Friends for Shy Older Adults

If you are shy and over 50, you already know that making new friends doesn’t come easily. Not only have you probably spent most of your life finding it difficult to make new friends in the first place, you’ve reached an age where most people start to find their social circles start to shrink. Talk […]

3 Overlooked Year-End Financial Items to Review

3 Overlooked Year-End Financial Items to Review

Change is inevitable and as we look ahead into the new year, now is also a great time to look back at the past year and make sure our current finances reflect any life changes that have occurred.  Many life changes (marriage, home buying, having children, getting divorced, switching jobs) require changes in our existing […]

Be A Volunteer During The Holidays

Be A Volunteer During The Holidays

There’s no better time of the year than the holiday season. From delicious treats to cozying up by the fire, everyone’s in a wonderful mood. Since it is the season of giving, wouldn’t it be nice to spread the cheer with those in need? The winter season offers plenty of ways to volunteer and give back to the community. Not […]

7 Holiday Activities To Do With Your Grandkids

7  Holiday Activities To Do With Your Grandkids

As the weather gets colder and the holidays grow near, the kids can feel cooped up in their homes and a bit antsy. It’s times like these when Grandma and Grandpa come in handy. But sometimes it can be a challenge to keep the little ones satisfied and entertained. Well, we’ve got some special holiday activities […]

5 Easy Year-End Financial Fixes

5 Easy Year-End Financial Fixes

The end of the year is quickly approaching and it goes without saying that most of us are starved for time. December may be a hectic month, but it is also a great time to get your financial house in order before the New Year. Here are some quick and easy year-end financial fixes that will […]

70 Things To Do When You Turn 70

70 Things To Do When You Turn 70

As you turn seventy, you have an opportunity to experience life fully, and to redefine what it means to embark on this next stage of your journey. Turning fifty represents a major milestone for most people.  When my wife, Leslie turned fifty, I hired a nine piece Salsa band, took all of the furniture out […]

Rethinking Aging in an Overtreated Society

Rethinking Aging in an Overtreated Society

  For those fortunate enough to reside in the developed world, death before reaching a ripe old age is a tragedy, not a fact of life. Although aging and dying are not diseases, older Americans are subject to the most egregious marketing in the name of “successful aging” and “long life,” as if both are […]

Tips For Traveling As A Caregiver

Tips For Traveling As A Caregiver

Many caregivers of a loved one with a memory disorder, such as Alzheimer’s disease, long for the days when they could travel with that person and enjoy special time together, visit friends or see the sights. Just because you are caregiving for a loved one with a memory disorder, it doesn’t mean travel is off […]

Live Independently NOW!

Live Independently NOW!

No matter how rich life is in youth and middle age, the elder years can bring on increasing isolation and loneliness as social connections lessen, especially if friends and family members move away. Senior cohousing fills a niche for this demographic — the healthy, educated and proactive adults who want to live in a social […]

Refire! Don’t Retire: Make The Best of Your Life

Refire! Don’t Retire: Make The Best of Your Life

In the News – Press Releases from The Ken Blanchard Companies New Book Encourages Mature Adults to “Refire” Not Retire — Bestselling Author Ken Blanchard and Aging Expert Morton Shaevitz Team Up to Empower a New Generation of Seniors —   SAN DIEGO, Feb. 3, 2015 – Today Berrett-Koehler Publishers and Life Reimagined/AARP will publish […]

Rethinking the American Dream in a New Economy

Rethinking the American Dream in a New Economy

Back in 2006, while the housing and stock markets were still soaring, Dr. Salsbury was among the first to sound the economic alarm with his book:  But What If I Live – The American Retirement Crisis.  Since then, his predictions have unfolded with the worst financial meltdown since The Great Depression.  In this presentation, based […]

A Guide to Authentic Health and Successful Aging

A Guide to Authentic Health and Successful Aging

Live Long, Die Short: A Guide to Authentic Health and Successful Aging   A rousing call to rethink the aging process. More than a decade ago, a landmark ten-year study by the MacArthur Foundation shattered the stereotypes of aging as a process of slow, genetically determined decline. Researchers found that that 70 percent of physical […]

Second Chance At Love

Second Chance At Love

Who Knew? I wasn’t expecting much being divorced and in my fifties.  I was a daughter, mother, grandmother and business owner.  Someone who had so many loyalties and was spread so thin that I could never imagine that I could accomplish anything without splitting myself into a hundred little Debbie’s to serve all my different […]

Take Control of Your Health Care

Take Control of Your Health Care

“I’m a baby boomer, and my son’s on the other end of the baby boomers. We come from a place where doctors tell you what to do. Patients don’t ask the doctor anything, you know. He tells you and you go for it, and so, you’re sitting idle,” says Linda Johnson, who lives in Seattle […]

Charles Eugster: Champion At 97

Charles Eugster: Champion At 97

He was a body-builder, a sprinter, a public speaker, a writer, a rower, a wakeboarder, an entrepreneur, and a budding fashion designer, planning his own line in elderly couture. “Retirement is one of the worst things that you can do to yourself,” Charles Eugster, 97, told TODAY from his home in Zurich, Switzerland. His Motivation? “I […]

The Stages of Your “Elongated Life”

The Stages of Your “Elongated Life”

Living to 100+ With increased longevity, people today are living an “elongated life” to 100+. Indeed, some people believe that if you’re born in the 21st century, you are likely to live to 150! As a result, traditional benchmarks that people associated with chronological ages, such as that retirement takes place at 65 years of […]

Investment Allocation Tools To Fund Retirement

Investment Allocation Tools To Fund Retirement

Funding A Long Retirement Young investors are often told to embrace risk in their portfolios. The ups and downs of the markets are an ally in the pursuit of long-term growth, and losses only matter when they’re realized. Rarely is this common and often correct advice applied to investors that are nearing retirement. But indeed […]

Never Stop Learning

Never Stop Learning

Going back to school in your forties and fifties can be scary, but sometimes necessary, especially in this post-recession roller coaster economy. In 2010 the National Center for Education Statistics claimed that over 3.9 million people ages 35 and over were enrolled in degree-granting institutions. To enroll in college and start a new career when […]

7 Best Natural Vitamins & Minerals For A Healthy Life

7 Best Natural Vitamins & Minerals For A Healthy Life

Because healthy eating is not enough.  As we age, it’s clear that our bodies undergo important changes. Due to these changes, the need for certain vitamins and minerals (supplements) increases. For example, as women age, the hormonal changes associated with menopause puts us at risk for bone loss. This means that we need to make […]

You Need A Smooth Transition Into Retirement

You Need A Smooth Transition Into Retirement

Stop thinking about it as retirement. Start thinking about it as a transition. The traditional meaning of retirement used to be: work until 65, live a couple more years to enjoy your retirement by spending time with your family, maybe play a little golf, then die (as sad as that sounds). This 20th century concept […]

Caregivers: Don’t Forget To Take Care of Yourself

Caregivers: Don’t Forget To Take Care of Yourself

Today, many of us are taking care of our more frail parents. Whether we are the sole caregiver, or coordinating care giving by others, it can be very stressful. As we all know, our stress can “leak out” and impact others. Watch for these signs of caregiver stress: Feeling overwhelmed or constantly worried Constant tiredness […]

80-Year-Old Basketball Team Defies Aging

80-Year-Old Basketball Team Defies Aging

The women of the San Diego Splash basketball team are featured in a new ESPNW video special. But what’s so special about this basketball team? For starters, this team includes athletes only age 80 and above. Two members of the squad are actually over 90. “If you can stand up and move your legs, you’re […]

Daily Money Managers for Older Adults

Daily Money Managers for Older Adults

Think of the constant influx of mail that arrives at your home every day: bills that need to be paid, bank statements, notifications for insurance policies, wills, retirement plans and more. Now imagine managing all this with impaired eyesight, decreased hearing, arthritic hands, or failing memory. Most of us would like someone professional to handle […]

Be Safe On Senior Dating Sites

Be Safe On Senior Dating Sites

When you are looking to get into the online dating scene as senior it’s good to know that some people you will come across will try to rip you off.  According to ScamWatch, there are million dollars lost for online dating scam in every single year. And many of romance scams now target for senior […]

Are You Financially Ready to Live Longer?

Are You Financially Ready to Live Longer?

Retirement planning involves a delicate balance between adequately planning for a long retirement and maximizing the enjoyment of the money you’ve worked hard to accumulate. In most cases, a retirement that lasts 35 years will require far more financial resources than will one that lasts 20 or 25 years. What is more, the final years […]

Phased Retirement Can Be a Win-Win

Phased Retirement Can Be a Win-Win

As you are nearing retirement, you might not want to completely withdraw from the workforce. More companies are beginning to implement phased retirement programs for their employees which would allow them to have a more balanced lifestyle while still remaining in the workforce part time. Transitioning into retirement rather than dropping cold turkey sounds like […]

Which Type of IRA Is Right for You?

Which Type of IRA Is Right for You?

Ask a financial planner whether to save for retirement using a Traditional IRA or a Roth IRA and you may receive an unsatisfying answer: it depends. While the Roth IRA is a much-loved planning tool, whether it’s the best option for you will depend on several factors, but math is not one of them. An […]

Elder Orphans: Planning for Retirement?

Elder Orphans: Planning for Retirement?

As baby boomers head into retirement, many are realizing they will have no family to depend on as they age. Planning is key if you’re an ‘elder orphan’ Almost one-quarter of Americans over 65 are single and childless, or known as “elder orphans,” with no one to care for them if their health declines, according […]

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