19 Questions to Ask When Hiring a Financial Advisor
It’s interesting that most stockbrokers, financial planners, and insurance agents and their clients have a principal-agent problem. A principal-agent problem is a situation where the objectives of the employer (client) and the employee (advisor) simply don’t align. That is, the advisor doesn’t necessarily act to promote the well-being of his or her client. If a […]
Teaching Your Kids the Value of Money
Most adults are aware of the fact that the earlier you begin investing for retirement, the more money you’ll have when it’s time to retire.…
Financial Success Is up to You
“If you fail to plan, you plan to fail. While this may sound like an old cliché it illustrates a very important aspect of personal finance:…
Fund Your Child’s Education Without Breaking the Bank
Every family recognizes the importance of a strong college education. Parents constantly encourage their children to perform competitively in high school and obtain a suitable…
A Journey to Retirement, Together
Now that you’re married, no decision is as simple as it once was. On top of that, you have more decisions to make: planning for…
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7 Risks of Retirement Planning
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Create Your Own Financial Plan
When it comes to setting and accomplishing your financial goals, no two plans are the same. Financial planning is…
For Better or Worse…
While many people view retirement as a time to relax and not have to worry about getting up every morning to go to work, it is also a period of change and adjustment. If you’re…
Is the ‘Coast Retirement Savings Strategy’ Right For You?
Saving for retirement can be a lot simpler than most people make it seem. As long as you begin saving at an early age as well as staying committed and focused to a specific plan,…
Save Now, Reward Yourself Later
It’s easy to understand why saving for retirement isn’t a priority of yours when you’re in your 20s.…
Winging Retirement Won’t Work
Planning for retirement is not easy and because of its complexity, you may be putting it off…
401K Series: Best Ways to Maximize Your 401(k)
One of the most valuable employee benefits available is having access to a retirement plan that is linked…
Robo Advisors Aren’t for Everyone
As modern technology grows, more and more people are being forced to become tech-savvy. Now more than ever…
401K Series: Take Advantage of Your 401(k)
You’ve recently graduated and just landed a career. For many of you, 401(k)’s and other retirement planning terms…
You Saved for Retirement. Now, Enjoy it!
There is a century-old proverb that goes something like this: old habits die hard. Once we develop a…
Don’t Miss These Critical Pieces of An Estate Plan
So you’re getting older, maybe recently married, or are starting a family. Perhaps a loved one passed away…
Get Paid To Be a Family Caregiver
The number one question caregivers always ask is this, “how to get paid for being a family caregiver?”…
Should You Delay Retirement?
Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons: Longevity…
Care For Elderly Parents Without Draining Yourself
One of the most overlooked factors when planning for retirement is helping elderly parents financially. Most often than…
Maximizing Social Security Retirement Benefits
The importance of Social Security cannot be overstated. The program provides approximately 60% of America’s seniors with half…
Why You Need to Have a Will
Why do I need a will? In fact, more than 50% of Americans do not have a will,…
5 Key Things for Financial Stability
Happy New Year! New Year = New Resolutions = New Opportunities. So let’s kickoff the new year on…
5 Questions to Ask When Choosing a Financial Advisor
Choosing an advisor – or a team of advisors – is an important first step on your way…
3 Overlooked Year-End Financial Items to Review
Change is inevitable and as we look ahead into the new year, now is also a great time…
The Basics of Long Term Care: Part I
Long-term care 101: What is it? Why plan for it? Who pays for it? Important recent changes. What is…
5 Easy Year-End Financial Fixes
The end of the year is quickly approaching and it goes without saying that most of us are…
Prepare Your Transition to Retirement
Retirement planning is a topic that is often addressed in a strictly numerical context. A certain amount of…
Why Estate Planning Matters
When someone close to you passes away it can be the beginning of a long and arduous road…
Rethinking the American Dream in a New Economy
Back in 2006, while the housing and stock markets were still soaring, Dr. Salsbury was among the first…
Secure Retirement in Your 60s
How to Secure Your Retirement in Your 60s By the time you reach your 60s, retirement is within…
Investment Allocation Tools To Fund Retirement
Funding A Long Retirement Young investors are often told to embrace risk in their portfolios. The ups and…
Start Your Business in Retirement
After spending years of your life having to answer to someone else, it is only natural to want…
Daily Money Managers for Older Adults
Think of the constant influx of mail that arrives at your home every day: bills that need to…
Deciding If a QLAC is Right for You
As life expectancies lengthen and many retirements grow to 30 years or longer, more and more Americans are deciding to supplement…
Are You Financially Ready to Live Longer?
Retirement planning involves a delicate balance between adequately planning for a long retirement and maximizing the enjoyment of…
Making Sense of Roth IRA Conversions
Credit source for photo: http://www.investmentzen.com/image-gallery The Roth IRA has become a popular planning tool since it was established by…
Which Type of IRA Is Right for You?
Ask a financial planner whether to save for retirement using a Traditional IRA or a Roth IRA and…
Forced Retirement Is a Growth Opportunity
Forced or involuntary retirement—or the possibility that you may be forced to exit the workforce sooner than you wanted—is…
A Charitable Way to Reduce Your Taxes Today
For many, the holidays are about giving. More than one-third of all charitable donations take place during the…
For Women, Income Inequality Continues Into Retirement
Poverty does not treat men and women equally, especially in old age. Women 65 years old and older…
Boommates: The Frugal, Friendly Way to Live
(Check out this great Boommate interview from the Today show) A new trend has caught the attention of baby…
Financially Preparing Your Future Self
As many boomers approach retirement, they feel confident in their ability to make financial decisions. But how long…
Strategies for Building Savings on Low Income
Everyone knows saving for retirement is important, but for those with low income, this often seems like a…
3 Tips for Building Your Nest Egg
Savings rate: While it is generally agreed that employees should be stashing 15 percent of their annual salary…
Managing Financially Dependent Adult Children
The retirement savings you expect to have at the conclusion of your career can be greatly depleted by needy…
Resources to Protect Your Finances From Scammers
How confident are you in avoiding fraudulent schemes during retirement? When was the last time you checked your parents’…
Plan and Design Your Lifestyle
When you picture your ideal retirement, what do you see? This question is essential to planning your post-work…
9 Apps to Keep Finances on Track
Retirement goals can only be reached through planning and diligence. But how do you manage and organize all…
How to Invest Wisely for Retirement
The most common piece of advice in preparing for retirement is to start saving early. But investments can…
How to Minimize Chances of Financial Abuse
Your parents have worked all their lives to save for retirement, but all of that hard work can…
The Power of Planning: Take Charge!
The retirement years can be a bumpy ride, so planning is of upmost importance. Assuming you’re one of…